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Rosalia
Rosalia is a 32-year-old woman who lives in Paraíso in Pocosol. She is married and has a daughter. For ten years she has made a living making very good quality cheese. She learned the business as a small girl with her mother and she currently does it with her husband who is also in the business. They travel every day on a motorcycle to their place of work located 1 km from their home.

The business makes Rosalia feel very proud and gives her great personal satisfaction as it is her own business. With the income she receives, thanks to the business, she and her husband are able to cover the daily necessities that come up daily for them and her daughter.

She wants to get this loan to buy two calves because with the purchase of these animal she hopes to increase her milk and cheese production by 30 percent. Right now she sells her product to a customer who then distributes it, but Rosalia confides that with the money from this loan she can put her name on her product and sell it directly to customers in the community and in nearby places.

She hopes to increase her profits to ensure the necessities of her family as well as her customers.
View original language description ↓
Rosalia es una mujer de 32 años que vive en Paraíso de Pocosol, es casada y tiene una hija, desde hace 10 años ella se dedica a producir queso de muy buena calidad, oficio que aprendió desde pequeña con su madre y actualmente lo ejerce con su esposo el cual se dedica a la misma actividad, viajan todos los días en una moto a su lugar de trabajo ubicado a 1 km de su casa de habitación.

Este negocio hace sentir a Rosalia muy orgullosa y con una gran satisfacción personal, ya que es un trabajo propio y con los ingresos que recibe gracias a esta actividad; puede cubrir junto con su esposo las necesidades que se les presenta diariamente a ellos y a su hija.

Ella desea obtener este crédito para comprar 2 terneras, ya que con la compra de estos animales espera aumentar en un 30% su producción de leche y queso.

En este momento ella le vende el producto a un cliente, que se encarga de distribuirlo, pero Rosalia confía que con el dinero de este crédito pueda ponerle nombre a su producto y venderlo directamente a clientes de la comunidad y lugares cercanos.

Ella espera aumentar sus ganancias para satisfacer tanto las necesidades de su familia como las de sus clientes.

Additional Information

More information about this loan

FUNDECOCA is a nonprofit organization offering micro-lending services to unbanked farmers in remote communities of northern Costa Rica. These communities are represented by credit committees who are empowered through technical and financial training to offer a diverse range of products in different sectors including agriculture, commerce, livestock and more to farmers in rural areas. Kiva lenders’ funds will be used to reach clients in remote areas who generally have no access to financing from other institutions.

About FUNDECOCA

FUNDECOCA is a nonprofit organization offering micro-lending services to unbanked farmers in remote areas of Costa Rica.The organization offers a diverse range of products in different sectors including agriculture, commerce, livestock and more to empower farmers in rural areas through community credit committees. Kiva lenders’ funds will be used to reach clients in remote areas who generally have no access to financing from other institutions.

About Costa Rica

  • $11,100
    Average annual income
  • 25
    View loans »
    Costa Rica Loans Fundraising
  • $4,165,075
    Funds lent in using Kiva
  • 500.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rosalia to buy two calves and improve the quality of her products.
100% repaid
Repayment Term
37 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 29, 2013
Listed
May 31, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014