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Luis Enrique
Luis is a 27-year-old young man. He lives with his parents in the warm and lovely city of Guadalupe, which is known for its agriculture, in particular the cultivation of rice and lemons, among other things, and also because it has a diverse cuisine. Due to a lack of financial resources, Luis was only able to study through primary school, but he would have liked to have had a university career very much.

Every day Luis works in his small business selling mattresses. He works about 9 hours a day and with the fruit of his labors he supports his parents with their living expenses. Luis believes that he is getting ahead because he is very friendly and above all because he has a great desire to get ahead.

Luis is very grateful to the Kiva lenders as thanks to the help they have provided he will be able to buy more mattresses wholesale and offer them to his clients, as he has various requests. In this way, his earnings will improve and he will be able to keep striving to make his greatest dream a reality: "To be a prosperous businessman and to be able to study for a university career."
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Luis es un joven de 27 años de edad, vive al lado de sus padres en la cálida y linda ciudad de Guadalupe, la cual se caracteriza también por su agricultura, en especial el cultivo de Arroz, limón, entre otros y también porque tiene una gastronomía variada. Debido a los pocos recursos económicos Luis solo pudo estudiar hasta el nivel primario, pero le hubiera gustado mucho tener una carrera universitaria.

Cada día Luis trabaja en su pequeño negocio de venta de colchones, el trabaja alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar, Luis cree que está saliendo adelante porque es muy amable y sobre todo porque tiene muchas ganas de salir adelante.

Luis está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar más colchones al por mayor y poder ofrecerlos a sus clientes ya que tiene varios pedidos, así sus ingresos mejoraran y podrá seguir luchando para poder hacer realidad su más grande sueño:” Ser un prospero empresario y poder estudiar una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 170
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD