Each day Simeon works as a farmer. He devotes around eight hours a day to his work. He does this because it pays the household expenses. Simeon believes that he is getting ahead because he is responsible, and above all, he likes what he does.
Simeon is grateful to the Kiva lenders. Thanks to the support they are giving him he will be able to improve the walls of his house. They are currently cracked, and this way he will be able to have a better quality of life for his family. This way he will be able to continue struggling in order to be able to make his biggest dream come true: “To reunite his children who are far away from the city”.
Cada día Simeon trabaja como agricultor, el le dedica a su trabajo alrededor de 8 horas al día ya que con ello solventa los gastos de su hogar, Simeon cree que está saliendo adelante porque es responsable y sobre todo le gusta lo que hace.
Simeon agradece a los prestamistas kiva ya que gracias al apoyo que le estan brindando el podrá mejorar las paredes de su vivienda, ya que actualmente se encuentran rajadas y de esta manera podrá tener una mejor calidad de vida para su familia, de esta manera el podrá seguir luchando para podrá hacer realidad su más grande sueño:” Reunir a sus hijos que se encuentra lejos de la ciudad”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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