Rocio Del Pilar
Every day Rocio works in her small business selling candies and sodas. She works around 9 hours a day as her hard work enables her to cover her household expenses. Rocio believes that she is making progress because, in spite of the difficulties she faces, she continues working hard and with a lot of enthusiasm.
Rocio is very grateful to Kiva lenders because, thanks to their help, she will be able to buy a gas oven (her current oven runs on kerosene). This will enable her to improve her quality of life and avoid accidents. She will continue working hard every day to make her biggest dream come true: "to have a wholesale business".
Día a día Rocio trabaja en su pequeño negocio de venta de golosinas y bebidas gaseosas, ella le dedica a su negocio alrededor de 9 horas al día ya que con el fruto de su trabajo puede solventar los gastos de su hogar con mucho esfuerzo, Rocio cree que está saliendo adelante porque a pesar de las adversidades sigue esforzándose con mucho entusiasmo.
Rocio está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar una cocina a gas, ya que actualmente su cocina es de kerosene, de esta manera podrá mejorar su calidad de vida y podrá evitar accidentes, así ella seguirá luchando cada día por hacer realidad su más grande sueño:” Tener una empresa distribuidora”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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