Siempre Unidas De Smp Group
Yolanda works making souvenirs for events like weddings, baptisms, birthdays, etc. out of cold clay ceramics. Her customers are wholesalers that she sells her products to in quantity. She works about ten hours daily every week. She started this occupation because she needed to help her family. She’s now been doing this work for 14 years.
Thanks to it she’s been able to raise her family and she’s proud of that. She will use the loan she’s requesting to buy raw materials for her business. Yolanda’s happy because the loan will make it possible for her to continue working. She’d like to say “Thank you for your support” to Kiva lenders.
Yolanda es una de las socias del grupo, ella tiene 53 años, es casada y tiene 03 hijos mayores de edad. Yolanda trabaja haciendo cerámica al frio, con ello hace souvenirs para diferentes eventos como matrimonios, bautizos, cumpleaños etc. Sus clientes son los mayoristas a quienes vende sus productos por cantidades, durante la semana trabaja aproximadamente 10 horas diarias, empezó este oficio por la necesidad de ayudar a su familia y ya son 14 años que continua con su trabajo, gracias a ello ha podido sacar adelante a su familia de lo cual se siente orgullosa, Con el préstamo solicitado implementara su negocio con la compra de materiales. Yolanda se siente contenta porque este préstamo le permitirá seguir trabajando. A los inversionistas de Kiva les quiere decir “Gracias por su apoyo”
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid