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Celestine
Celestine is a petty trader at Ve-Wudome, Hohoe. Celestine has received schooling to the middle school level. She is married and has three children. Her husband is also a petty trader.

Celestine has been a petty trader for 10 years now. She assists her husband with the basic needs of the home. Her loan will be used to operate a grocery store where she would sell items such as soap, can minerals, milk and tooth paste. She hopes to use the new profits from her business to save towards her old age and also expand her working capital.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,207,575
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Celestine to purchase more groceries to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 30, 2013
Listed
Jun 3, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 20, 2013