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Rosa Ofelia
Rosa, 43, lives in her own house with her daughter. She has a store where she sells basic staples like beans, milk, eggs and bread, among others. She’s had the business for two years and has gained sales experience. It’s located at home which is in a very busy area so she has many customers because she keeps the store well-stocked. People prefer her and keep her ahead of the competition because she always has what they need: quality products at affordable prices with unequaled customer service.

Rosa is an energetic woman who is dedicated to her work; she has many future goals. Like all good merchants she wants to increase business and make a new investment but needs capital to do so which is why she’s asking Integral for a loan that will make it possible for her to buy basic grains, snacks, eggs, bread, beverages, etc. Rosa has good payment references and is sure to repay the loan while at the same time she’s confident that she’ll be able to give her family better quality of life.
View original language description ↓
Doña Rosa de 43 años de edad vive junto a su hija en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene 2 años con su negocio y eso le ha regalado experiencia en las venta, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, las personas la prefieren y la mantienen delante de la competencia porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes, ; Rosa es una mujer dedicada a su labor, enérgica y con muchas metas por delante, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. Rosa tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 697
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Rosa Ofelia to buy stock merchandise for her store.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 17, 2013
May 30, 2013
Currency Exchange Loss:
Jun 29, 2013