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This client is a responsible man who fulfills his obligations. He is currently living with his mother and sister, he is a hard worker, and he works in agriculture, planting corn and beans. This client wants to increase their sales and this is why he is asking for a credit that will allow him to purchase seeds, fertilizers and pesticides, among other things, and to improve the terrain shown in the photograph where he does his planting. He hopes to be able to count on the help this credit represents because he has no other financial resources and this credit will help him to continue helping with household expenses without worrying about exceeding his financial limits.
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El cliente es un hombre muy responsable con sus obligaciones, Actualmente vive junto a su madre y su hermana, es muy trabajador, se dedica a ser agricultor siembra maíz y fríjol. El cliente desea incrementar sus ventas y por eso solicita un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y mejorar el terreno que muestra en la fotografía que es donde siembra. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá ayudando en los gastos de su casa sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 699
    View loans »
    El Salvador Loans Fundraising
  • $27,167,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower purchase seeds, fertilizers and pesticides.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2013
May 30, 2013
Currency Exchange Loss:
Apr 16, 2014