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Huseynaga is 51 years old. He lives in a small village with his wife and three children. He has been engaged in agricultural activities for 20 years. His primary income sources are milk, cheese, butter, yogurt and animal sales for meat purposes. His biggest challenge is the stable. There are no favorable conditions for animals. But he plans to build a new stable according to standard conditions.

His children have grown to build their family and household. Huseynaga wants to help them in all their endeavors and supports them. His eldest son plans to get married. For this reason he has applied for the loan to buy a plot of land for his son. Little by little, they will purchase building materials such as bricks, planks, cement, fiberglass and foam to build a house there.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Huseynaga to buy a plot of land for his son.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 27, 2013
May 29, 2013
Currency Exchange Loss:
Dec 20, 2014