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Gulnar is 44 years old. She is divorced and raising a daughter. Gulnar is a hardworking and kind woman. She is the sole provider for her family and tries to earn more money in order to improve the living conditions for her only daughter. Recently, Gulnar took the course "To Get Ahead", organized by the Association of Businesswomen, and received a certificate to say that she is ready to prepare a business plan and start her business.

Gulnar would like to start her own business selling children's clothing and toys. She loves small children and wants to show them her kindness and good wishes. Gulnar is requesting a loan of 2000 somoni to stock up on merchandise in order to start her enterprise. She is counting on your kindness and promises to repay the loan on time. This loan will help a woman with a difficult life and her daughter, who is growing up without a father, to improve their living conditions.
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Гулнару 44 года. Она разведена и на воспитании имеет одну дочь. Гулнар трудолюбивая и добрая женщина. Она является единственной кормилицей в семье. Она старается зарабатывать больше денег и улучшить условию проживания для своей единственной дочери. Она недавно прошла курс «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат о том, что она может организовать свой бизнес и составить свой бизнес план. Гулнар хочет организовать свой бизнес купле продажей детской одежды, а также игрушек. Она очень любит маленьких детей и желает им добра и счастливой жизни. Гулнар запрашивает займ на сумму 2000 сомони для покупки товара для организации нового бизнеса. Она ждет вашу доброту и обещает погасить займ во время. Этот займ поможет женщине с трудной судьбой и ее дочери, которая растёт без отца, улучшить условию проживания.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 175
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gulnar to buy children's clothes and toys for her new business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 23, 2013
May 29, 2013
Currency Exchange Loss:
Mar 17, 2014