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Khatira
Khatira is 37 years old, married, and mother of three children. Khatira is an IDP (internally displaced person) and lives with her husband and children in the Bilasuvar IDP Settlement. She is a Fuzuli refugee. She is very kind, caring, and also very energetic in her work.

Khatira raises cattle, fattens them, and sells them for a profitable price. Her husband is the major support for her in this business. She sells meat at the central bazaar for profits. In Azerbaijan, there is a high demand for meat because it is used in a lot of meals, such as kufta (soup), kababs, dolma, etc. Her income from this business is AZN 100 per month. In order to fully support the family, Khatira is looking forward to expanding the business and making it a very successful one.

Khatira has applied for a loan of AZN 1,800 from Aqroinvest Credit Union to buy more calves. This is her sixth loan. Khatira, at this very young age and with a great passion and energy, plans to become a successful businesswoman in the town. Her good client history is a little proof of this.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 39
    View loans »
    Azerbaijan Loans Fundraising
  • $13,976,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Khatira to buy more calves.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 16, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Covered
Ended:
Dec 17, 2014