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Ergash is 50 years old. He is married and has one daughter. Ergash lives with his family in the northern part of Tajikistan in the region of Spitamen. He is a kind and outgoing man. His wife is a teacher. She works in a school. Ergash does field crop cultivation. Besides that he has been doing animal husbandry for over seventeen years. Now he wants to start doing this business again and begin buying and reselling large horned cattle. He has one cowshed from his previous business where he kept the cattle. Ergash is asking for a loan to buy three heads of large horned cattle and fodder for them. He plans to feed the cattle for sixty days and then sell it on the local market. His wife and daughter will be helping him.
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Эргашу 50 год. Он женат и у него одна дочь. Эргаш со своей семьей живет в северной части Таджикистана в районе Сптитамен. Он добрый и отзывчивый мужчина. Жена Эргаша преподавательница. Она работает в школе. Сам Эргаш занимается выращиванием сельскохозяйственной культуры. Более того, он 17 лет занимался животноводством. Теперь хочет заново начать этот вид деятельности и заняться куплей-продажей крупнорогатого скота. У него остался коровник от предыдущего бизнеса, где он содержал скот. Эргаш запрашивает кредит для закупа трех голов крупнорогатого скота и его корма. Он планирует откармливать скот в течение 60 дней и затем продавать на скотном рынке. Ему будут помогать жена и дочь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,880,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Ergash to buy three heads of large horned cattle and fodder for them.
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 28, 2013
May 29, 2013
Currency Exchange Loss:
Jun 28, 2013