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Elsie is 62 years old and widowed with three children. She is a very hard-working entrepreneur.

Elsie has a food vending business in the Philippines. Elsie requested a PHP 20000 loan through NWTF to buy ingredients for her food production business.

Elsie has been in this business for 30 years. In the future, Elsie would like to save enough money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 758
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Elsie to buy ingredients for her food production business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2013
May 29, 2013
Currency Exchange Loss:
Dec 17, 2013