Check out some available loans that are similar to this one!
Eloy Richard
Eloy is 28 years old and lives with his wife in the city of Ica, district of Parcona. He is a friendly, hardworking and enthusiastic person who dedicates all of his efforts into making headway for his family. Sadly as a result of a lack of resources and the necessity to work from a very young age, Eloy was not able to pursue a civil engineering degree as he hoped. In his free time he enjoys playing soccer with his friend and on occasion cooking a rich Carapulca con Sopa Seca (a traditional dish) to share with his family. On his own initiative and with a lot of hard work and dedication, Eloy works as a security guard for a construction materials company in his city. He works every day for approximately 12 hours, and believes it is going well thanks to his good performance and the friendly way he treats others. Eloy is very grateful for Kiva lenders, because thanks to your support he will be able to make improvements to his home, since the winter rainy season is approaching and he wants to repair his roof. In this way, Eloy and his family will have more safety and comfort, so he will continue working hard with the support of his wife to achieve his biggest dream of having a good restaurant.
View original language description ↓
Eloy es un hombre de 28 años, vive en la ciudad de Ica con su esposa, en el distrito de Parcona, el es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Eloy no pudo estudiar la carrera profesional de Ingeniería Civil que deseaba, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Eloy trabaja como vigilante brindando servicios de seguridad en una empresa de materiales de construcción de su ciudad, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Eloy se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que al acercarse la época de invierno y lluvias desea refaccionar el techado de su casa, de esta manera Eloy y su familia tendrá mayor seguridad y bienestar, así pues el seguirá trabajando y esforzándose para lograr su gran que con el apoyo de su esposa tener un buen restaurante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD