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Juan Elvis
Juan is 24 years old and lives in the city of Pisco with his young daughter, whom he loves and is his reason to live. Juan is a very friendly, hard-working and enthusiastic person who dedicates all of his efforts into making headway for his little one, since he is both father and mother to her. Sadly as a result of limited economic resources and the need to work from a very young age, Juan was not able to pursue a professional degree in computer and information sciences. In his free time he likes to play with his daughter and sometimes cook a delicious Lomo Saltado (a traditional dish) to share with his family. On his own initiative and with a lot of hard work and dedication, Juan works in his small business selling groceries. He works every day for approximately 10 hours and believes it is going well thanks to his good prices and the way he treats others. Juan is very grateful for Kiva lenders, since thanks to your help he will be able to buy a sales post in a market in the city. In this way Juan will have a stable location and a place of his own where he can tend to his customers so he can continue working hard to achieve his biggest dream of having his own home.
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Juan es un hombre de 24 años, vive en la ciudad de Pisco con su pequeña hija, a quien ama y es su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su pequeña, ya que él es padre y madre para ella; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Juan no pudo estudiar la carrera profesional de Computación e Informática, en sus ratos libres le gusta jugar con su hija y en algunas ocasiones cocina un riquísimo Lomo Saltado para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Juan trabaja en su pequeño negocio de venta de abarrotes, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos precios y por el trato amable que brinda a los demás.
Juan se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de un puesto de ventas en un mercado de su ciudad, de esta manera Juan tendrá un lugar estable y propio donde pueda atender a sus clientes, así pues el seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

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More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

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About Peru

  • $6,715
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $55,006,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD