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Luzmila
Luzmila is 37 years old. She is the mother of three children, ages 17, 13, and 7, to whom she devotes her life, and together with her husband, she exerts herself greatly to give them a dignified life and above all to make them good people. Her home is located in the city of Nazca, a city characterized by having a very warm climate. Furthermore, we find many tourist attractions [here], such as the Nazca Lines, which receive a myriad of tourists throughout the year. When Luzmila has free time, she very much likes to watch television, especially her soap operas, and sometimes she likes very much to eat one of her favorite dishes, which is the very delicious "Seco de Res" (cilantro beef stew). Due to her scarce resources, she went only to secondary school, but she very much would have liked to do university studies.

Day after day Luzmila works very hard as a farmer on her parcel of land, which is seeded in cactus [for its fruits], and she also sells cochineal. Cochineal is an insect that is used to give color to various products, especially textiles. She works about 6 hours a day, since she always has to review her crops and also verify that the cochineal is maturing. She believes that things are going very well for her in her business because she is very responsible and hardworking, and above all because she has a great will to advance.

Luzmila is very grateful to the Kiva lenders, since this is the second time that they have offered her their support, and with it, Luzmila will be able to complete a new infestation of cochineal and maintain her crops, in particular, to fertilize them with compost and irrigate them, among other tasks. Thus in this way she will be able to have a good harvest and improve her income, which will allow her to continue working and advancing and striving to make her greatest dream a reality: to finish constructing her house.
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Luzmila tiene 37 años de edad, es madre de 3 hijos, cuyas edades comprenden 17, 13 y 7 años, por quienes da la vida y junto a su esposo se esfuerzan mucho para darles una vida digna y sobre todo para hacerlos personas de bien. Su vivienda se ubica en la ciudad de Nazca, ciudad que se caracteriza por tener un clima muy cálido, asimismo encontramos muchos atractivos turísticos como son las Líneas de Nazca, las cuales reciben a infinidad de turistas en todo el año. Cuando Luzmila tiene un tiempo libre le gusta mucho ver televisión e especial ver sus novelas y en algunas oportunidades le gusta mucho comer uno de sus platillos favoritos el cual es el riquísimo “Seco de Res”. Debido a sus pocos recursos ella solo tuvo estudios secundarios, pero le hubiera gustado mucho tener una carrera universitaria.

Día a día Luzmila como agricultora, ella trabaja muy duro en su parcela la cual está sembrada de tunas, así como también se dedica a la venta de cochinilla, la cochinilla es un insecto el cual es usado para dar color a diversos productos, en especial textiles, ella trabaja alrededor de 6 horas al día, ya que tiene que revisar siempre su cultivo y también verificar si la cochinilla está madurando; ella cree que le va bien en su negocio porque es muy responsable y trabajadora y sobre todo porque tiene muchas ganas de salir adelante.

Luzmila está muy agradecida con los prestamistas kiva ya que e sla segunda vez que le brindan su apoyo y con ello Luzmila podra Kiva podrá realizar una nueva infestación de cochinilla y dar mantenimiento a su cultivo, en especial abonarlo, regarlo, entre otros, así de esta manera ella podrá tener una buena cosecha y mejorara sus ingresos, lo que le permitirá seguir trabajando y saliendo adelante y luchar para hacer realidad su más grande sueño:” Terminar de construir su casa”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Luzmila to begin an infestation of cochineal and purchase compost, fertilizers, and other supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 30, 2013
Listed
Jun 3, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013