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Emma Rufina
Sra. Emma is 25 years old, married, and has two children (ages 1 and 4). She sells basic necessity products and fruit at her neighborhood store located in the District of Rodríguez. This loan is her first transaction with Emprender.


Sra. Emma will use this loan to buy merchandise such as soft drinks, sweets, groceries, and cookies to restock her neighborhood store. The reason why she is requesting the loan is because she needs to expand and restock her store. Sra. Emma confronts challenges in her business, such as increasing her clientele. Her profits will be used to improve her quality of life and that of her family. She hopes in time to have her own warehouse so that she can generate more income.

View original language description ↓
La Sra. Emma tiene 25 años y es casada con dos hijos que son de las edades de 1 y 4 años, ella se dedica a la venta de productos de primera necesidad y frutas en su tienda de barrio que se encuentra ubicado en la zona de la Rodríguez, este préstamo es su primera secuencia dentro de la institución, la Sra. Emma utilizara este préstamo para la compra de mercadería, como refrescos, dulces, abarrotes y galletas para surtir su tienda de barrio, su razón para solicitar este préstamo es la necesidad de ampliar y surtir su tienda de barrio, la Sra. Emma enfrenta retos en su negocio que son incrementar su clientela y va a utilizar los beneficios para mejorar su calidad de vida y la de su familia. Su deseo con el tiempo es tener su propio almacén y así de esta manera generar más ingresos económicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 88
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emma Rufina to buy soft drinks, sweets, groceries, and cookies to restock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2013
Listed
May 31, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014