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Gregoria
Gregoria is 33 years old, lives with her partner, and has two children who work and help their parents with their different tasks in the fields. Gregoria did not complete her primary education, studying only up to her fourth year. She could not continue her studies because her parents were poor and their income was spent on food, clothing and medicine, with many restrictions. Gregoria is not only a farmer but also a saleswoman as she has a small convenience store that she runs in order to help her partner with their household expenses. Before she started that business the couple occasionally found themselves in a tight spot as the income they made from farming was not much. Gregoria's crops are located some 2 kilometers from her home. Sometimes she travels there by vehicle and sometimes on foot owing to the high cost of fuel.

Gregoria currently needs help to buy manure, fertilizers and other inputs that will help to strengthen her coffee crops and ensure she enjoys a safe and clean harvest.

Gregoria's goal is to improve her coffee crops as they are a great help to her family when she enjoys an excellent harvest such as the one she is currently growing and producing. Gregoria's dream is to further expand her plantings so that her children can work independently and grow a greater variety of crops because they will inherit the land that they are currently working.
View original language description ↓
Doña Gregoria es una mujer de 33 años en una relación en unión libre y madre de 2 hijos los cuales trabajan y ayudan con las diferentes actividades que se llevan a cabo en el campo junto a su padre. Ella tiene un grado de educación de primario no completado cursado hasta el 4 grado y no pudo continuar ya que sus padres eran de escasos recursos económicos y los ingresos eran distribuidos en la alimentación, la vestimenta y medicina con muchas restricciones. Ella no solo es agricultora si no también comerciante ya que tiene una pequeña pulpería con la que ayuda a su pareja con los gastos en el hogar ya que antes del negocio se veían en apuros en ocasiones ya que los ingresos por parte del campo eran pocos. Sus cultivos están ubicados a una distancia de 2 kilómetros de su casa de habitación al cual en ocasiones se trasportan en vehículo y otras a pie por los altos costos del combustible.

Actualmente ella necesita ayuda para la compra de abono, fertilizantes y otros insumos que ayudaran a fortalecer sus cultivos de café y a sacar una cosecha segura y limpia.

Su meta es mejorar sus cultivos de café los cuales son de gran beneficio para su familia al momento de elaborar y sacar una excelente cosecha como la que hoy está produciendo y cultivando. Su sueño es agrandar más sus cultivos para que de esa forma sus hijos puedan trabajar independiente mente y puedan cultivar más variedad ya que ellos heredaran las tierras que hoy en día trabajan.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,241,875
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Gregoria to buy manure, fertilizers and other inputs for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 27, 2013
Listed
Jun 4, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014