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Luz Yesenia
Luz is a 21-year-old young woman who lives in the city of Pisco. Every day she gets up very early to go to work, since she is an employee at a small business in her city. She also has a small business selling snacks, which gives her extra income. Luz believes she is moving ahead because she is very responsible and above all because she is very helpful.

Luz is very grateful to the Kiva lenders, since thanks to the great help she will be able to buy supplies and materials for making snacks such as wholesale flour, sacks of sugar, and glucose, among others. In this way, she will have more income, since she has a lot of orders, and will improve her quality of life and continue to fight in order to be able to make her biggest dream a reality: to have her own bakery.
View original language description ↓
Luz es una joven de 21 años de edad, ella vive en la ciudad de Pisco y cada día se levanta muy temprano para ir a su centro d elabores, ya que ella trabaja como empleada en una pequeña empresa de su ciudad. Asimismo tiene su pequeño negocio de venta de bocaditos con lo cual tiene un ingreso extra; Luz cree que está saliendo adelante porque es muy responsable y sobre todo porque es muy colaboradora.

Luz está muy agradecida con los prestamistas Kiva ya que gracias a su gran apoyo ella podrá comprar insumos y materiales para la elaboración de bocaditos como harina al por mayor, azucar en sacos, glucosa, entre otros y de esta manera tener más ingresos ya que tiene muchos pedidos, así ella mejorara su calidad de vida y seguirá luchando para poder hacer realidad su más grande sueño:” Tener su panadería”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $59,007,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Luz Yesenia to purchase supplies (flour and sugar, among others).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 31, 2013
Currency Exchange Loss:
Jun 17, 2014