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Gladys Yamilet
Gladys, 31, is married and mother of two children attending different grades in elementary school. She completed elementary school thanks to much effort and sacrifice from her parents.

She and her husband plant and grow basic grains like corn and beans and especially coffee. This last product is the one they focus on the most because of its commercial value and the ease with which it grows because the zone is most apt for it and the weather is very good for it to produce. Her customers are various buyers that come to the zone to buy and then resell the product in other markets. The lands she and her husband cultivate are theirs thanks to the efforts of many years and the patience and the work they put into not having to work leased land.

She needs a loan to buy fertilizer, manure, leaf fertilizer and fumigation pumps to provide better coffee crop maintenance. Her goal is to make this harvest the best by giving it the best possible necessary maintenance so that the final product can be 100% useful. Her dreams are that her children attain better living conditions, a better educational level so they can improve and strengthen their knowledge so that they can behave well in society.
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Doña Gladys tiene una edad de 31 años, casada y madre de 2 hijos los cuales están en la primaria en diferentes grados de educación. Ella tiene un grado de educación primaria completada la cual con mucho esfuerzo y sacrificio por parte de sus padres pudo cursar. Ella en compañía de su esposo siembran y cultivan granos básicos como ser: maíz, frijol y en especial el café siendo este último producto al que más se dedican por su comercialización y facilidad de crecimiento debido a que la zona es apta y tiene un muy buen clima para producir. Sus clientes son los diferentes compradores que llegan a la zona para comprar y re-vender el producto en otros mercados. Las tierras que ella y su esposo cultivan son propias gracias al esfuerzo de muchos años la paciencia y el trabajo puesto por ellos para no trabajar la tierra de una forma alquilada.

Actualmente ella necesita ayuda para la compra de fertilizantes, abono, foliares, bombas de fumigación para dar un mejor mantenimiento a sus cultivos de café.

Su meta es hacer de esta producción la mejor dando el mantenimiento necesario posible para poder aprovechar el producto final al 100%. Sus sueños es lograr que sus hijos tengan una mejor condición de vida, un mejor nivel de estudio para que se puedan superar y fortalecer en conocimiento y en la vida para poder desempeñarse bien en el ámbito social.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 48
    View loans »
    Honduras Loans Fundraising
  • $7,998,150
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,325 helped Gladys Yamilet to buy farm supplies.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 22, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014