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Claudia Del Carmen
Claudia lives in Ciudad Sandino, 10 minutes from Managua. She is single and doesn't yet have any children. Claudia has a degree in business administration but, owing to a lack of job opportunities, she is running her own small convenience store and attempting to make progress in order to cover her expenses and help her elderly parents. She is requesting a loan to invest in basic grains, vegetables and fruit so that she can continue making her sales. This is her only source of income.
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Claudia, es habitante de Ciudad Sandino ubicado a 10 minutos de Managua, es soltera no tiene hijos aun, es licenciada en administración de empresas pero por la falta de oportunidad de empleo ejerce el comercio con una pequeña pulpería, con la que intenta salir adelante para apoyarse en sus gastos y ayudar a sus padres quienes son ancianos, es por eso que solicita el crédito para invertir en granos básicos, verduras, frutas para llevar a cabo sus ventas, siendo su único medio de ingresos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Claudia Del Carmen to buy basic grains, vegetables and fruit.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 4, 2013
Currency Exchange Loss:
Jun 17, 2014