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Xiomara Noemi
Xiomara’s a 25-year-old woman with many dreams and hopes for her only daughter who is in Kindergarten and for her and her spouse. He is her only support in growing a coffee crop they own. She did not complete elementary school; she only attended first grade but was unable to go further for lack of economic support from her parents who taught her how to work the land when she was very little. She and her spouse have worked the land for more than ten years. The land they grow on is theirs thanks to an inheritance from their parents. It’s located 200 meters from their house and they get to it on foot to care for their crops which are then sold in the local market and to various buyers that come to the zone.

She’s asking for help to buy fertilizer, manure and leaf fertilizer to provide crop maintenance and insure a good coffee crop; to strengthen the beans and keep her entire crop healthy. Her goal is to make her land and her crops the best in the zone so she can generate family income and be able to reach her dream of seeing her daughter become a professional, prosperous person with much success in life reaching every goal she sets for herself to become a victorious person in life.
View original language description ↓
Xiomara es una mujer de joven de 25 años de edad con muchos sueños, muchas esperanzas para su única hija la cual está en el kínder, para ella y su pareja siendo el, el único apoyo e involucrado en el cultivo de café del cual son propietarios. Ella tiene un grado de educación de primaria no completado el cual curso el primer grado y no pudo continuar por la falta de apoyo económico por parte de sus padres mismos que le enseñaron a trabar la tierra desde muy pequeña. En compañía de su pareja trabajan la tierra hace más de 10 años y las tierras que trabajan son propias gracias a una herencia por parte de sus padres el cual esta ubicadas a 200 metros de su casa de habitación a la cual se trasladan a pie para dar el mantenimiento a sus cultivos mismos que son comercializados en el mercado local y con los diferentes compradores que llegan a la zona.

Hoy en día ella solicita ayuda para la compra de fertilizantes, abono, foliares para dar mantenimiento y asegurar la cosecha de café de esa forma fortalecer el grano y sanear sus cultivos en su totalidad.

Su meta es hacer de sus tierras y sus cultivos los mejores de la zona para poder generar ingresos para su familia y poder cumplir su sueño y deseo el de ver a su hija convertida en una persona profesional, próspera, con mucho éxito en la vida logrando cada meta que se proponga para que sea una persona triunfadora en la vida.


Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 21
    View loans »
    Honduras Loans Fundraising
  • $8,492,900
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Xiomara Noemi to buy farm supplies for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 23, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014