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Idalia Margarita
Idalia, 33, is a young mother of three children. The oldest attends the first course in the basic cycle of secondary school; her second son is in fourth grade. When they get out of school they help their parents with the field chores growing corn, beans and rice. She’s completed the third course of secondary school but was unable to continue studying due to the lack of economic support from her parents who taught her since she was very little how to work the land.

She and her spouse have worked the land for more than 7 years together and the land they grow on is leased so they must work harder than normal to see good results because they share their profits with the owners of the land which is located four kilometers away from their house. Sometimes they reach it by car and sometimes they walk; they are the only ones who do this work as a family.

She’s asking for help today to buy fertilizer, manure and leaf fertilizer to provide maintenance and safeguard their crops because due to price fluctuations and changes in the weather it’s necessary to provide maintenance in order to have good crop yields and secure grains.

Her dream is to be able to buy a piece of land they can grow on and to be able to grow for themselves so that the profits can be shared but only among themselves as a family since they are the only ones involved this way to continue being able to support their children’s schooling so that they can become professional, prosperous people with much success in life and to be victorious.
View original language description ↓
Doña Idalia es una mujer de joven 33 años de edad y madre de 3 hijos los cuales el mayor estudia en la secundaria en el primer curso de ciclo común básico, el segundo hijo en la escuela en el 4 grado los cuales al salir de sus actividades escolares ayudan a sus padres en el campo en lo que es maíz, frijoles y arroz. Ella tiene un grado de educación cursado hasta el tercer curso de la secundaria y no pudo continuar estudiando por la falta de apoyo económico por parte de sus padres mismos que le enseñaron a trabar la tierra desde muy pequeña. En compañía de su pareja trabajan la tierra hace más de 7 años y las tierras que trabajan son alquiladas por lo tanto se ven en la dura tarea de trabajar más de lo normal para poder ver resultados ya que ellos dividen las ganancias con los propietarios del terreno los cuales están ubicadas a 4 kilómetros de distancia de su casa de habitación al cual en ocasiones se trasladan en carro o a pie siendo ellos los únicos que se involucran en esta actividad como familia.

Hoy en día ella solicita ayuda para la compra de fertilizantes, abono, foliares para dar mantenimiento y asegurar sus cultivos ya que con las diferentes variaciones de precios en el mercado y los cambios climáticos es necesario el mantenimiento para una buena cosecha y un grano seguro.

Su sueño es poder comprar un pedazo de tierra en el cual ellos puedan cultivar y poder sembrar lo propio para que las ganancias sean compartidas pero entre ellos como familia ya que son los únicos que se involucran de esa manera poder seguir apoyando a sus hijos en sus estudios para que sean personas profesionales, prósperas, con mucho éxito en la vida y personas triunfadoras.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,325 helped Idalia Margarita to buy farm supplies.
99% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 21, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015