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Emma, 28, is married and has two children whose ages are 13 and 7 years and are school age. She works selling clothes according to the season. Her sales stand is located in the Charapaqui zone.

This loan is her first sequence in the institution and Emma will use this loan to buy clothes like sweaters and jackets at wholesale to stock her business since Mother’s Day as well as the cold season are approaching and she gets lots of orders and sells more at this time. Her reason for requesting the loan is the lack of capital. Emma faces the business challenge of daily competition.

She will use profits to continue improving her sales stand. Her wish for her business is to have more assorted merchandise to offer a good variety of products to her customers. Emma feels happy and grateful to the institution for the support provided because it allows her to improve in business and to improve her income.
View original language description ↓
La Sra. Emma tiene 28 años, casada con dos hijos de las edades de 13 y 7 años, que se encuentran en edad escolar, ella se dedica a la venta de ropa según la temporada, en su puesto de venta que se encuentran en la zona de Charapaqui este préstamo es su primera secuencia dentro de la institución, la Sra. Emma va a usar este préstamo para la compra de ropa por mayor como chompas y chamarras para surtir su negocio ya que se acerca el día de la Madre y también la época de frio, y esta época tiene mucha venta e incluso pedidos , su razón para solicitar este préstamo es falta de capital, la Sra. Emma enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Emma se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio y mejorar sus ingresos economicos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,301,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Emma to buy clothes at wholesale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 29, 2013
Currency Exchange Loss:
Sep 22, 2014