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Alba Luz
Alba is a 35 year old woman and the mother of five children. Her three eldest children, together with her partner, farm the land, sowing and growing coffee. Alba did not complete her primary education. She was only able to study up to her third year and was unable to continue owing to a lack of financial support from her parents, who taught her how to farm from a very young age. Together with her partner, Alba has been working the land for more than 15 years. They own their own land as they worked hard and with great determination to acquire their own land so that they didn't have to rent. Their land is located 100 meters from their home and they are able to walk there to tend their crops. They sell their crops in the local market and to different buyers who come to their region.

Alba is currently requesting help to buy fertilizers, manure and liquid fertilizers (for foliar feeding) for her crops. This will strengthen her coffee beans and keep her crops healthy.

Alba's dream is for her children to become successful professionals. She wants each of them to be a success and to realize their dreams and goals.
View original language description ↓
Doña Alba es una mujer de 35 años de edad y madre de 5 hijos los cuales los 3 mayores junto a su compañero de hogar trabajan en el campo la agricultura en lo que es la siembra y cultivo de café. Ella tiene un grado de educación de primaria no completado el cual pudo cursar hasta el 3 grado y no pudo continuar por la falta de apoyo económico por parte de sus padres mismos que le enseñaron a trabar la tierra desde muy pequeña. En compañía de su pareja trabajan la tierra hace más de 15 años y las tierras que trabajan son propias gracias al esfuerzo, dedicación y empeño para poder trabajar lo propio y no alquilar las cuales están ubicadas a 100 metros de su casa de habitación a la cual se trasladan a pie para dar el mantenimiento a sus cultivos mismos que son comercializados en el mercado local y con los diferentes compradores que llegan a la zona.

Hoy en día ella solicita ayuda para la compra de fertilizantes, abono, foliares para dar mantenimiento y asegurar la cosecha de café de esa forma fortalecer el grano y sanear sus cultivos en su totalidad.

Su sueño y deseo es que sus hijos sean personas profesionales, prósperas, con mucho éxito en la vida y personas triunfadores que cumplan sus sueños, sus metas así como ella hasta el día de hoy.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Alba Luz to buy fertilizers, manure, and liquid fertilizers (for foliar feeding) for her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 23, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014