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Shahodat is a 57 year old woman who lives in Shahrituz region in southern Tajikistan. She is a widow and has two children. After her husband died Shahodat raised her two sons on her own. Now her sons are adults and independent. One of them works as a teacher in the village's school and the other one is a migrant worker in Russia. Shahodat is planing to open a retail business and has already purchased a retail stall at the local market. Shahodat plans to sell clothes. So that she can start her business Shahodat has turned to us for a loan which she will use to purchase a batch of clothes. She hopes for your support.
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Шаходат 57-летняя женщина, проживающая в районе Шахритус, в южной части страны. Она вдова с двумя детьми. Шаходат после смерти мужа одна воспитывала сыновей. Сейчас ее сыновья уже взрослые и самостоятельные. Один сын работает учителем в сельской школе, а другой уехал на заработки в Россию. Сама Шаходат намерена заняться торговым бизнесом и уже приобрела торговую точку на рынке района. Шаходат планирует заняться торговлей одежды. Она будет закупать товар оптом с рынка города Душанбе и продавать по розничной цене на рынке своего района. Чтоба начать свой торговый бизнес, Шаходат обратилась за кредитом для закупа товара. Она ждет Вашей поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 269
    View loans »
    Tajikistan Loans Fundraising
  • $30,430,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Shahodat to purchase clothes for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2013
May 28, 2013
Currency Exchange Loss:
Apr 16, 2014