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Nabeela is a 41-year-old married woman and a mother of two daughters. Her husband’s income is not sufficient to meet the needs of the family members alone. This compelled Nabeela to initiate her own beauty parlor business to contribute to the family income. For this purpose she spared a corner of her house and started providing services of makeup, hair styling and facials to the people of her community.

Through her services she has become very famous in her street. In order to meet with the increasing demands of her customers, she is interested in buying more variety of cosmetics products for the parlor. But because of having low cash in hand, she contacted Kashf Foundation to apply for her first loan.

She needs a loan of PKR 20,000 to buy hair care products, skin products and bleaching and whitening creams in large quantities. She is hopeful to cater to more customers time after time, which ultimately will help in generating more income for her.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Nabeela to buy hair care products, skin products and bleaching and whitening creams in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 29, 2013
Currency Exchange Loss:
Jun 17, 2014