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Djiba's Group
In this Group: Djiba, Aissatou, Fatoumata, Woury Bella, Fatoumata, Coumba Talka, Marietou, Mariama, Fatou, Malado*, Mariama, Diewo, Fatoumata, Awa*, Fatoumata Binta, Mariama, Housseynatou, Mariama D, Coumba, Oussoumane, Mariama, Coumba Alarba, Aissatou, Oumou
* not pictured
Created on May 17, 2007 at the inauguration of the 'banc villageois', this group is composed of women who have experience in 'banc villageois' programs. The women are all from the same village and share strong ties of solidarity and mutual assistance. Their main work involves small-scale commerce.

Ms. Djiba (seated at the far right in the photo with her hand raised) is the featured borrower of the group. She is married, 43 years old, and the mother of seven children: 3 boys and 4 girls. Her business involves purchasing fruit from villagers to sell at the communal market. On the way back, she purchases rice and soap that she sells retail in the village.

With her new loan, she plans on purchasing 5 baskets of mangoes. And on the way back to the village, she hopes to get 2 sacks of rice at 30,000 francs CFA and 5 boxes of soap at 30,000 francs.

She intends to use the profits to help her husband cover the children's schooling costs.
View original language description ↓
Créé le 17 Mai 2007 à l’inauguration du banc villageois, ce groupe est composé de femmes qui ont une expérience dans le programme des bancs villageois. Elles sont toutes issues du même village et partageant des liens forts de solidarité et d’entre aide. Elles ont comme activité principale le petit commerce.

Madame Djiba (assise à l’extrême droite avec une main levée), est l’emprunteuse vedette du groupe. Elle est mariée, est âgée de 43 ans et mère de sept enfants : trois garçons et quatre filles. Son activité consiste à acheter des fruits auprès des villageois pour la vente au marché communale. Au retour elle achète du riz, du savon qu’elle revend au détail dans le village.

Avec son nouveau crédit, elle compte acheter cinq paniers de mangues et pour le retour au village elle espère prendre deux sacs de riz à 30 000 F CFA et cinq cartons de savon 30 000 F CFA.

Les bénéfices, elle compte les utiliser pour appuyer son mari dans la scolarisation de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 508.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiba's Group's $3,925 loan helped a member to purchase mangoes, rice, and soap.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 17, 2013
May 28, 2013
Currency Exchange Loss:
Dec 17, 2013