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Ibtissam is a 50-year-old married woman, mother of five children. She has been working in the food business for 13 years. In 2003, she opened her present convenience store. She is well known in her region with her special prices and quality of products served. Most of Ibtissam's customers are neighbors and friends. In the beginning, she had difficulties how to manage both her business and family needs, but through time she got used to it and she's well organized.

Ibtissam applied for a loan from Kiva's partner in order to increase her business merchandise with special summer beverages. She will also use part of the loan to pay for her son's engagement expenses as her gift to him.

She hopes to open a supermarket in the future, and hopes to keep on providing her family with the necessary needs.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.


About Lebanon

  • $15,800
    Average annual income
  • 82
    View loans »
    Lebanon Loans Fundraising
  • $16,090,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ibtissam to increase her business merchandise with special summer beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
May 29, 2013
Currency Exchange Loss:
May 17, 2014