Diapando 4 Ndayane Group
Mrs. Marietou, the group leader, whose raised hand expresses her joy in receiving funds from the IMCEC, is married and a mother.
She processes fishery products intended for sale, and various other seasonal food products. She has several years' experience and remains active the whole day.
Marietou has no dependents but reinvests her profits in her business activity to increase her working capital.
Madame Mariètou, la responsable du groupe, qui a levé haute sa main exprimant sa joie de recevoir un financement de l’IMCEC, est mariée et mère de famille. Elle évolue dans la transformation de produits halieutiques destinés à la vente ; de divers autres produits alimentaires selon la période. Elle a une expérience de plusieurs années et reste active toute la journée durant. Mariètou n’a pas de charge mais réinvesti son bénéfice dans l’activité pour augmenter son fond de roulement.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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