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Zoir
Zoir is a young and good-natured 32 year old man. He is married and has three children. Zoir married early and didn't attend college to receive a professional degree. Instead he is making a living with the trade he learned from his father. Since childhood Zoir has helped his father in the fields. Now Zoir has a small farm where he grows cotton for sale. The cotton sales provide him and his family with a good income. Zoir owns a field of 1.5 hectares where he grows not only cotton but also onions and other crops. Zoir's wife also continue the trade she learned from her mother as a child. She raises livestock, and sells them, their meat and their milk at the market. Livestock business provides the family with additional income. Currently Zoir's family owns one cow, but he wants his wife to expand the herd so that the family will have a more stable source of income. That is why they have decided to purchase a few more animals for fattening and resale. Zoir has turned to Arvand for a loan with which he plans to buy more cattle. He hopes for a positive outcome on his loan request and is grateful in advance to everyone who will contribute.
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Зоир молодой и добродушный мужчина в возрасте 32 лет. Он женат и имеет троих детей. Зоир женился рано и поэтому не смог получить образование и какую-либо профессию. Поэтому сейчас ему приходится заниматься тем делом, которому научил его отец. С детства Зоир помогал своему отцу работать на поле. И сейчас сам Зоир занимается деканством, он выращивает хлопок, а потом продаёт его. Это приносит ему и его семье хороший доход. У него есть своя площадь, которая составляет 1,5га, и на этой земле он выращивает хлопок, а также лук и другую культуру. Жена Зоира также занимается делом, которому научилась с детства у своей матери. Она занимается животноводством, покупает и откармливает скот, а потом продаёт их мясо и молоко. Этот вид бизнеса приносит им в семью дополнительный доход. Сейчас в наличии в семье Зоира есть только 1 рогатый скот, но он хочет, чтобы его жена развивала этот бизнес для того, чтобы иметь стабильный доход в семье. Поэтому они хотят купить ещё несколько скот для откорма и выращивания. Для этого Зоир обратился в Арванд и хочет взять кредит для покупки рогатого скота. Он очень надеется на положительный результат и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 168
    View loans »
    Tajikistan Loans Fundraising
  • $29,005,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $2,500 helped Zoir to buy a cow.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 8, 2013
Listed
May 28, 2013
Currency Exchange Loss:
N/A
Expired:
Jun 27, 2013