Check out other loans that are currently fundraising!
Kumushoy is a 38-year-old woman. She's married, has three children and lives in the J. Rusalov region of Tajikistan. Kumushoy is a businesswoman who buys and sells perfumes at a central market in J. Rusalov. Her husband works as a carpenter. She started her business in the year 2000. In the beginning, it was difficult but following the advice of those close to her, she started borrowing through Arvand in 2004. After she began using loans, she expanded her business considerably and increased her income. She loves the fact that her business selling perfumes and cosmetics helps women look their best. At the moment, Kumushoy plans to buy a new assortment of inventory to increase her turnover. She is grateful for the financial support of Arvand.
View original language description ↓
Кумушой женщина в возрасте 38 лет. Она замужем, имеет троих детей, живет в Дж. Расуловском р-не. Кумушой предприниматель занимается купля продажей парфюмерии на центральном рынке Дж. Расуловского р-на. Муж клиентки работает плотником. Кумушой начинала свою деятельность с 2000 года. По началу было очень тяжело но по совету своих знакомых с 2004 года начала кредитоваться в ООО МДО "Арванд". После того как она стала кредитоваться в Арванде она на много расширила свой бизнес и увеличила свой доход. Этот вид деятельности ей очень нравиться потому что продавая парфюмерию и косметику она делает женщин еще красивее.
На данный момент Кумушой планирует закупить новый ассортимент косметики и увеличить свой товарооборот. Кумушой заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,125 helped Kumushoy to buy perfumes and cosmetics.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
May 28, 2013
Currency Exchange Loss:
Jun 27, 2013