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Irum's Group
In this Group: Irum, Farhat
Irum is 29 years old and is married with two children. She lives in Rawalpindi, Pakistan, and is a young and energetic woman. Irum's husband runs a small shop located at the corner of his street.

Irum is a member of a two-person loan group and is pictured here raising her hand. She is requesting a loan from the Kiva partner BRAC Pakistan to purchase cold drinks for her husband to sell. As the summer season has arrived, her husband would like to have cold drinks available at his shop to meet customer demand. Irum's loan will increase her husband's sales and income. Irum is very much thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 436
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irum's Group's $425 loan helped a member to purchase soft drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 24, 2013
Jun 2, 2013
Currency Exchange Loss:
Apr 16, 2014