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Zubayda
Zubayda is a 30 year-old young woman, who lives in the Shahrituz district. She is married and currently lives with her parents because her husband is working abroad. Zubayda is a responsible and kind woman. She has a secondary education. Currently, she wants to start a retail business. She has a retail outlet at a market in her district. Zubayda wants to start a business with the focus on selling women's clothing and fabrics. She plans to buy merchandise wholesale and resell it at retail prices at her district market. Zubayda is requesting this loan to purchase women's clothing and fabric in order to start the business. She relies on your support.
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Зубайда 30-летняя молодая женщина, проживающая в районе Шахритус. Она замужем и в данное время живет у родителей, так как муж находится на заработках в загранице. Зубайда ответственная и добрая женщина. У нее среднее образование. Сейчас она хотела бы начать торговый бизнес. На рынке своего района она имеет торговую точку для продажи. Зубайда хочет начать деятельность в области продажи женской одежды и ткани. Она планирует оптом закупать товар с города Душанбе и продавать их по розничной цене на рынке своего района. Чтобы начать бизнес Зубайда берет кредит для приобретения женской одежды и ткани. Она надеется на Вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $29,365,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Zubayda to purchase women's clothing and fabric in order to start the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
May 28, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2014