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Checjilum Group
In this Group: Elena , Natalia , Maria Magdalena , Lucia , Maria , Catarina , Lucia , Catarina*, Juana *, Eva , Maria , Romelia , Isabela Catarina , Sandra , Maria Luisa , Isabel , Maria , Maria *
* not pictured
Elena is 32 years old and is in a domestic partnership. She has six children and three of them attend school. Elena did not have the opportunity to go to school, and makes a living in animal husbandry, buying chickens to fatten up and sell. She started this business when she needed to help her family, and she currently has ten years' experience.

She has formed a group to request a loan, and she will use her portion to buy chickens to fatten up, as well as concentrate feed for them.

Elena wishes to have a farm for chickens and laying hens in the near future. The other members of her group make a living in animal farming and crafts.

Only 15 members are depicted because 3 of them were not able to be present when the picture was taken.
View original language description ↓
La señora Elena es unida de hecho, tiene 32 años de edad, no tuvo la oportunidad de ir a la escuela, tiene 6 hijos y de ellos 3 estan estudiando, ella se dedica a actividades pecuarias, compra pollos para engorde y luego los vende, inició este negocio cuando surgio la necesidad de ayudar a su familia, y hasta el momento lleva 10 años de experiencia.

Organiza un grupo para solicitar un préstamo que lo utilizará para la compra de pollos para engordarlos y concentrado para las mismas, en el futuro muy cercano, desea desea tener una granja de pollos de engorde y gallinas ponedoras; las demás integrantes del grupo se dedican a actividades pecuarias y artesanías.

en la fotografia solamente aparecen 15 integrantes, puesto que las 3 mas, no pudiron asistir cuando se tomo la fotografia.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Guatemala

  • $4,155
    Average annual income
  • 58
    View loans »
    Guatemala Loans Fundraising
  • $8,338,450
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Checjilum Group's $6,175 loan helped a member to buy chickens to fatten up.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 2, 2013
Listed
May 29, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 20, 2014