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The client lives with his life partner in the house of a relative. He makes a living as a farmer, sowing the primary basic grains of the area every year, such as corn and beans. The client desires to increase his sales and therefore he visited the offices of INTEGRAL to ask for a loan that will allow him to buy seeds, fertilizers and pesticides, among other things. He hopes to have the help requested because he does not have any other monetary income. In this way he will keep bringing home the daily bread without any limitations.
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El cliente vive con su compañera de vida en casa de un familiar, se dedica a ser agricultor siembra todos los años los principales granos básicos de la zona como lo son, maíz y frijol. El cliente desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 735
    View loans »
    El Salvador Loans Fundraising
  • $27,052,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped this borrower to buy seeds, fertilizers and pesticides, among other things.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2013
May 30, 2013
Currency Exchange Loss:
Mar 17, 2014