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Luz Daris
Luz, 24, trades in handcrafted items and sells paintings at her home in the south of the city, where she lives with her partner and two daughters aged 3 and 7 months. Luz has two years of experience in her business, which she learnt from her parents. She has been working in this field for several years and has involved her partner who covers the different areas of the Atlantico region of Bolivar. She makes her sales on credit from Monday to Saturday 8am - 6pm, when she goes from town to town after buying products in the city centre.

Her goal is to expand her portfolio and raise her sales so that one day she can have her own home as a result of her hard work and savings. She is currently applying for a Kiva Loan, which she will use to buy lamps, paintings, ornaments, clocks and other articles that her customers have ordered and that she sees displayed on the market, which makes this an exciting investment.
View original language description ↓
Luz de 24 años de edad se dedica al comercio de artesanías y a la venta de cuadros, en su domicilio ubicado al sur de la ciudad, donde habita con su cónyuge y sus dos hijas en las edades de 3 años y 7 meses. Luz tiene dos años de experiencia en su negocio, la cual aprendió de sus padres, ya que por muchos años se han dedicado a esta actividad, donde también, se ha involucrado su cónyuge, quien abarca los diferentes municipios del departamento del Atlántico y de Bolívar. Sus ventas las realiza a crédito de lunes a sábados y desde las 8 de la mañana, hasta las 6 de la tarde, cuando sale pueblo a pueblo después de haber comprado los productos en el centro de la ciudad. Su meta es ampliar su cartera y aumentar sus ventas, para algún día tener su propia casa, producto de sus esfuerzos y sus ahorros. En la actualidad está aplicando a un credikiva, con el cual comprará lámparas, cuadros, adornos, relojes de pared, entre otros artículos, que han pedido sus clientes y que son los que mas presentan rotación en el mercadon haciendo que esta inversión sea muy exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 301
    View loans »
    Colombia Loans Fundraising
  • $13,968,900
    Funds lent in using Kiva
  • 1,879.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Luz Daris to buy lamps, paintings, ornaments, clocks and other things.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 27, 2013
Listed
May 28, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014