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Artur is 47 years old. He lives with his wife and daughter in Vanadzor city. His elder daughter is married and lives separately from her parents.

For a long time, Artur worked as a truck driver. For more than ten years, Artur has been engaged in the household goods trading business. He buys goods from Yerevan and Vanadzor wholesale markets, transports them to Lori region villages, and resells household goods to local village markets.

Artur is very pleased with his job and the profit from his trading allows him to sustain his family and pay for his daughter’s education. Artur is the only bread winner in his family, so he works hard, day and night, in order to meet his small family needs.

Artur asks from Kiva lenders a loan to repair his car and to buy household goods from Yerevan wholesale markets, for distributing and reselling in the Lori region.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Artur to repair his car and to buy household goods from Yerevan wholesale markets, for distributing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 28, 2013
Currency Exchange Loss:
Jul 17, 2014