Check out some available loans that are similar to this one!
Valerya, 49 years old and a widow, used to live with her family in Nagorno-Karabakh. But after the war conflict, her husband has died and she had to relocate to Lori region in Armenia. Now she lives in Arjut village, which is in Vanadzor region. Valerya’s daughters are married and live with their families separately from mother.

Valerya has a higher education and a long time of experience as a biology teacher. The most important activity in Valerya’s life is teaching students. She is very pleased with her profession. But as the salary of teachers is too low in her region, Valerya has to teach and help students in her house. She organized two groups of students and prepares them for University exams. She has a good reputation as a biologist in her region and many students' parents trust Valerya with their children’s education.

Valerya needs a loan to buy a computer and some books in order to improve the quality of biology training courses for her students.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

To stay updated on loans from Armenia, please join the Armenia lending team at

About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Valerya to buy a computer and some books in order to improve the quality of biology training courses for her students.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 28, 2013
Currency Exchange Loss:
May 17, 2015