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Maria Veronica
María is a 46-year-old woman. She is a fighter. She is enterprising, strong, and very eager to improve herself. She is married and has three dependent children who live at home and go to school, where they are completing different grades. She has been a farmer for over ten years and especially works growing vegetables and basic grains like beans. Regarding her level of education, she completed primary school, and she is grateful to her parents for striving to give her the opportunity of going to school and acquiring basic knowledge. Her crops are located at a distance of sixteen kilometers from her home. She travels to work daily by bus, along with her husband. Her products are sold in and around the area where she lives, among her neighbors and surrounding areas.

She is currently requesting help to buy supplies, fertilizer, and certified seeds so that she can plant on her property, because she wants to make the most of some empty space she has and make use of it.

Her goals are to be able to grow the products she will purchase, maintain them as much as possible and as needed in order to obtain a good harvest, and generate good income to improve her family. Her dream is to see her children get a college-level degree.
View original language description ↓
María es una mujer de 46 años de edad luchadora, emprendedora con muchas fuerzas y deseos de superarse, casada y de ella dependen 3 hijos de los cuales viven en casa y estudian en la escuela en diferentes grados de educación y en la secundaria. Ella es agricultora desde hace más de 10 años y se dedica especialmente lo que es hortaliza y granos básicos como: maíz frijol, etc. Tiene un grado de educación de primaria completo el cual agradece a sus padres el esfuerzo impuesto para que ella pudiese estudiar y poder tener un conocimiento básico de educación. Sus cultivos están ubicados a una distancia de 16 kilómetros de distancia de su casa de habitación al cual se traslada en compañía de su esposo en autobús diariamente. Su producto es comercializado y vendido en la zona donde ella habita y en los alrededores con los vecinos y zonas aledañas.

Actualmente ella solicita ayuda para la compra de insumos, fertilizantes y semilla certificada para poder cultivar en su propiedad ya que quiere aprovechar al máximo un espacio libre y darle uso al mismo.

Su meta es poder cultivar el producto comprado, darle el mantenimiento necesario y posible para poder obtener una buena cosecha y poder generar buenos ingresos para el mejoramiento de su familia ya que su sueño es ver a sus hijos graduados a nivel universitario.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 107
    View loans »
    Honduras Loans Fundraising
  • $9,215,700
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Veronica to buy supplies, fertilizer, and seeds to grow vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2013
May 28, 2013
Currency Exchange Loss:
Nov 17, 2013