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El Cacique Group
In this Group: Nemesia , Maria Cristina, Laura Cecilia, Maria Teresa, Alicia, Araceli, Alejandra, Yazmin, Belen , Ma. Guadalupe, Alberta*, Rosalba, María Guadalupe, Jannet, Patricia, Tatiana, Elisenia
* not pictured

Update on El Cacique Group

Alejandra is from a community near a hill called El Cacique. She belongs to a group of people who request loans from VisiónFund to improve their businesses and be able to support their families.

Ale, as she's known affectionately, is 27 years old and studied up to the third year of secondary school. She says she didn't continue with her studies because she lacked the capital and her parents weren't able to continue supporting her anymore. She has two children, one in elementary school and one who's five months old.

She says she makes a living selling fruits and vegetables in the town market. She goes to the distribution center early in the day to stock up by choosing the best produce that's not bruised. This way she can finish selling early. She sells by the bag: avocado, Manzano peppers, blackberries, mango, peaches, and seasonal fruits and vegetables.

Making little bags earns her a bit more, she says. She goes around the market selling from a bucket. She likes what she does because she has time for her home and her children. Her mother helps her by taking care of the children, and when she can't, Alejandra takes her child in one hand, her bucket in the other, and her baby in her shawl on her back, and goes out to sell.

Her dream is to set up a stall outside the town market so she won't have to walk from one place to another, which is very tiring.

She says she's requesting her loan to stock up on seasonal fruits and vegetables because she wants to buy a bit more to increase her profits and give her young children a better quality of life.

The other members of the group are Nemesia, María Cristina, Laura Cecilia, María Teresa, Alicia, Araceli, Jazmín, Belén, María Guadalupe, Alberta, María Guadalupe, Rosalba, Jannet, Patricia, Tatiana, and Elisenia. They'll invest their loans in buying and selling seasonal fruit, buying animal feed and extracting milk to sell, buying chicken feed and chickens to raise and sell, buying groceries for a store, and buying ingredients to make snacks.
View original language description ↓
Alejandra es originaria de una comunidad cerca de un cerro llamado el cacique, ella pertenece a un grupo de personas que piden créditos a VisiónFund para mejorar sus negocios y así poder mantener a sus familias. Ale como de cariño le dicen tiene 27 años de edad, y estudio hasta el tercer año de secundaria y dice que ya no continuo con sus estudios por falta de capital ya que sus padres ya no pudieron seguir apoyándola, ella tiene dos hijos uno estudia la primaria y tiene un pequeño de 5 meses. Platica que ella se dedica a vender frutas y legumbres en en el mercado municipal, dice que a diario va a surtirse a muy temprana hora a la central de abastos para escoger la mejor fruta y legumbre que no esté mallugada y así pueda terminar temprano de sus ventas, ella vende por bolsitas de aguacate, chiles manzanos, zarzamoras, mango, duraznos y frutas y legumbres de temporada, dice que hace bolsitas porque asi le gana un poco mas, ella anda ofreciendo en una cubeta por toda el mercado y dice que le gusta lo que hace ya que tiene tiempo para su casa y para sus hijos. Platica que su mama es la que la apoya cuidándole los niños y cuando no puede en una mano agarra a uno de sus niño y en la otra su cubeta y en su rebozo pone al pequeño en su espalda y como dice Ale “a vender se ha dicho”. Dice que su sueño es poner un puesto afuera del mercado municipal para ya no andar de un lugar a otro ya que se cansa mucho, dice que ella está pidiendo su crédito para surtir en sus frutas y legumbres de temporada ya que quiere comprar un poco mas y así sus ganancias aumenten para darles a sus pequeños hijos una mejor calidad de vida. Las demás integrantes del grupo se llaman Nemesia, María Cristina, Laura Cecilia, María Teresa, Alicia, Araceli, Jazmín, Belén, María Guadalupe, Alberta, María Guadalupe, Rosalba, Jannet, Patricia, Tatiana y Elisenia, ellas invertirán sus créditos en la compra y venta de frutas y legumbres de temporada, para la compra de alimento para darle a las vacas y sacarles la leche para su venta, compra de pollos para criarlos y venderlos y comprar su comida para estos, para la compra de artículos para surtir tienda de abarrotes y para la compra de insumos para elaborar antojitos mexicanos.

Previous Loan Details

Maria Cristina is 45 years old and belongs to a group called El Cacique. She says they gave this name to the group because they live close to a hill which name is El Cacique and they are very proud to live there, because from that hill, there's a spectacular view, since it's very high. She is ... More from El Cacique Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $17,728,850
    Funds lent in using Kiva
  • 12.5
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Cacique Group's $6,650 loan helped a member to buy fruits and vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2013
Listed
Jun 3, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013