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Digna Mercedes
Digna is a young woman of 33. She lives with her partner and is the mother of five children who are still dependent. The family live in their own home. Digna completed her primary education thanks to the efforts and determination of her parents who wanted her to have a basic education. However, she was not able to continue her education as her family did not have enough money. Digna has a lot of farming experience as she has been growing bananas, coffee, plantains, beans, corn etc. for 20 years. Her customers are different buyers who come to her area, as well as neighbors and friends who know that she grows good quality produce. Digna and her partner own the lands that they sow as they worked hard for many years to buy them. They are located 500 meters from their home and they travel there on foot.

Digna is currently requesting help to buy manure and fertilizers with which to maintain her crops. This support will enable her to protect her coffee plants as it will help to keep them safer from pests and other problems.

Digna's dream is to keep improving her crops so that she can improve her harvests a little more in terms of both variety and quality. She would also like to make some improvements to her home. However, her priority is her children and it is for them that she works so hard, so that she can pay for their education and other necessities that arise every day.
View original language description ↓
Digna es una mujer de 33 años de edad joven y madre de 5 hijos los cuales dependen de ella y su pareja en todos los aspectos ya que solo ellos viven en su casa de hogar. Ella tiene un grado de educación primaria completa la cual pudo cursar hasta gracias al esfuerzo y empeño de parte de sus padres para que ella pudiese tener un conocimiento básico; pero no pudo seguir por la falta de apoyo económico. Ella tiene mucha experiencia en el trabajo de la agricultura ya que lo practican hace 20 años en las actividades de la siembra de plátano, café, banano, frijoles, maíz, etc. Sus clientes son los diferentes compradores que llegan a la zona, vecinos y amigos que conocen la calidad de su producto. Los terrenos que ella y su pareja cultivan son propios gracias al trabajo y la dedicación por muchos años los cuales están ubicados a 500 metros de la casa de habitación al cual se traslada a pie.

Hoy en día ella solicita ayuda para la compra de abono y fertilizantes para el mantenimiento de sus cultivos ya que con este apoyo podrá proteger sus cultivos de café ya que de esa forma estará más seguro de plagas entre otros.

Su sueños es mejorar día a día sus cultivos poder incrementar un poco más sus cosechas en variedad y calidad, como también las mejoras a su casa de habitación; pero su prioridad sus hijos ya que el esfuerzo es por ellos y para ellos para cubrir sus estudios y otras necesidades que diariamente se presentan para el mejoramiento de su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 48
    View loans »
    Honduras Loans Fundraising
  • $8,354,075
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Digna Mercedes to buy manure and fertilizers for her coffee crops.
98% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 21, 2013
Listed
May 28, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014