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Veronica
Verónica is 43 years old old and lives in the beautiful, historic city of Cartagena de Indias on the shores of the Caribbean Sea. She has been a businesswoman for six years, having started her own little business venture because she needed an income. Verónica has had good results. In the beginning she had very few customers but, little by little, she started to gain ground on the market for disposable cutlery and crockery, such as cups, plates, bowls, forks and spoons. Now Verónica has her own premises and her main customers are restaurants, neighbours and passers-by. Customers pay cash but Verónica makes her purchases on credit. She is currently applying for a Kiva Loan - her first with the "Fundación Mario Santo Domingo - which she will use to buy packaging for cakes and others sweet things, and special containers for parties and events. Verónica's future goal is to increase her sales by 20% and, on a more personal level, she is getting ready for the birth of her child next year. We expect Verónica to be successful with her Kiva investment as she is experienced, disciplined and has the capabilities to do this work.
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Veronica de 43 años de edad, habita en la linda e histórica ciudad Cartagena de Indias, ubicada a orillas del mar Caribe. Ella es comerciante desde hace 6 años, cuando por necesidad de generar ingresos, decidió emprender su pequeña aventura de negocios que desde ese tiempo le ha dado buenos resultados. En un principio tenia pocos clientes, pero poco apoco fue ganando el mercado de artículos desechables, como vasos, platos, pocillos, tenedores, cucharas etc. Hoy cuenta con un local y sus principales clientes son restaurantes, vecinos del barrio y transeúntes, a quienes les vende contad, mientras Verónica realiza sus compras a crédito. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará envases para postres y dulcería y recipientes especiales para fiestas y eventos. Su meta mas adelante es incrementar sus ventas en un 20% y a nivel personal se prepara para el próximo año tener un hijo. Mientras esto curre auguramos éxito en su inversión de Kiva, fundamentado en su experiencia, disciplina y capacidad de trabajo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 488
    View loans »
    Colombia Loans Fundraising
  • $15,259,900
    Funds lent in using Kiva
  • 1,879.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Veronica to buy packaging for cakes and others sweet things, and special containers for parties and events.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 9, 2013
Listed
May 28, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2014