Luce is requesting a loan of 100,000 Albanian Lek to repair her existing animal stable. “I wanted to take advantage of the summer months now and repair the stable before the cold fall and winter kicks in again," she said. Luce is a 55-year-old villager and a mother of two grownups whose activity for the past year has been with livestock.
“I had no other choice but to start selling dairy to locals, and for this I needed to add more animals and I did so. Before, I had cows and I used their milk and other dairy products to feed my family. To start selling milk and generating an income, though, instead of meeting only my family’s needs with dairy, I added more cows. It's the same work, but I find myself more overloaded now because I have to take the milk to the local market everyday and wait until it’s sold,” Luce said.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.