Gjelina is 55 and has been VisionFund Albania’s client for a very long time, and in good standing according to the loan officer. She has four children who are married and they reside in the northern part of the country along with Gjelina.
About two years ago, she started her own activity in livestock and since then she said her family’s income has slightly increased. She has been selling milk and homemade cheese to the local market in a little nearby town of approximately 10,000 inhabitants.
To improve her family’s living conditions she needs to add more animals, and this is why she is applying for a loan this time - to buy a dairy cow.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.