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Luljeta plants and sells wheat and corn and she has been doing this for almost twenty years. She is being photographed here in the field of wheat that she has planted. Luljeta wants to buy corn seeds and pesticides for the plants with this loan.

Luljeta is 42 and has two children, seventeen and fourteen, who currently go to high school. They live in the southeastern Albania, known for the quantity and quality of wheat and corn produce. They sell their produce to wholesalers. “Some years, the cold and the flooding severely damage our plants and crops and we basically get nothing out of all this investment, whether financial or physical. Yet these are the difficulties that almost every farmer faces, ” Luljeta said.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,882,325
    Funds lent in using Kiva
  • 109.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Luljeta to buy corn seeds and pesticides.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 22, 2013
Jul 1, 2013
Currency Exchange Loss:
Sep 19, 2015