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Aynura is 32 years old and the mother of two children. She is an IDP (internally displaced person) and lives with his husband and children in the Bilasuvar IDP Settlement. Aynura is a Jabrayili refugee. She is very kind, caring and also very energetic in her work. She is a farmer and grows seasonal fruits and vegetables. She has more than four years of experience in this field, which makes her experienced and skilled in this field.

Aynura usually sells her crops in the central bazaar. People use fresh vegetables every day and consider them healthy. Many national dishes are made of vegetables, like pilau and dolma. Fresh fruits serve every table in the Azerbaijan family and also make fresh punch. Her monthly income is 100 AZN. Growing crops takes a lot of strength and work is outside, which is very hard for a woman. That is why her husband helps Aynura.

She needs additional capital to invest in seeds and fertilizer. This will allow her to improve the quality of products that she grows and increase monthly turnover. For this purpose, she applied for 1,800 AZN.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 25
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,300 helped Aynura to invest in seeds and fertilizer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 16, 2013
May 28, 2013
Currency Exchange Loss:
Sep 17, 2014