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Ghazala's Group
In this Group: Ghazala, Naseem
Ghazala is 36 years old and married. She lives in the rural area of Lahore, Pakistan. She belongs to a middle class family. Her husband is the only earning person in the family. He owns a butcher shop, which is the only source of income for his family. His monthly income is inadequate to meet the household needs.

Presently, Ghazala's husband is in need of purchasing chickens to sell. However, due to the lack of income, he finds it difficult. Therefore, Ghazala, as a member of two-person lending group, has requested a loan from Kiva's partner, BRAC Pakistan, to help her husband to purchase products for his shop. She hopes that the loan will be helpful for her husband. She wants to provide a quality education to her children. She is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 206
    View loans »
    Pakistan Loans Fundraising
  • $13,109,125
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ghazala's Group's $600 loan helped a member to purchase chickens to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 21, 2013
Listed
May 28, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014