Agnes lives in Nkubu, in the Meru region of Eastern Kenya. This area is known for its productivity and fertile land. She is married and has three children of whom one is still going to school. Her main sources of income are tea leaves, coffee, maize, potatoes and she also has a tailoring and hotel business.
She has requested a loan of KES 30,000 from Juhudi Kilimo that will enable her to put up a water tank to store water for her farming activities. A continuous supply of water in the farm will improve productivity and hence increase her income. This loan will help her to cater for her family's needs.The challenges she faces are pests and diseases.
In five years, she wants to have at least one acre for horticultural activities.Agnes says that Juhudi Kilimo is making her shine in her farming practices.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.