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Yosef
Yosef is a 40-year-old man and is married to Johana, a 37-year-old woman. They have 3 children: Jefri, 15 years old, a Senior High School student; Leo, 11 years old; and Berto, 9 years old, both are in Elementary School.

Yosef is running a welding workshop business. He has been involved in the business since 2002. At the moment, his customer has ordered a fence but Yosef does not have enough money to buy the material. Therefore he requested a loan from TLM amounting to IDR 5,000,000.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 50
    View loans »
    Indonesia Loans Fundraising
  • $4,477,325
    Funds lent in using Kiva
  • 9,773.0
    Indonesia Rupiahs (IDR) = $1 USD